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Equipment and Machinery Insurance

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Get quick, comprehensive motor and downtime cover.


Your business depends on your equipment and machinery, so we've made it simple to protect it with our Yellow Cover Equipment and Machinery Insurance. This includes comprehensive commercial motor cover, downtime cover, and an inclusive breakdown service which is accessible across Australia. Whether it's compact equipment or heavy machinery, we've got you covered.

We understand that some customers require broader protection for their business, including options for substitute hire costs for mobile plant, ongoing hire costs, finance payment protection, business interruption cover, mobile plant damage waiver, and public liability cover. That’s why we also have a market leading policy available through insurance brokers, which can be customised to protect your business. 

What’s included in Equipment and Machinery Insurance?

Comprehensive Motor Cover

Equipment and Machinery Insurance provides comprehensive cover for theft, damage, or loss, including third party liability for road registered items for your mobile plant, trucks, and trailers. It also includes:

  • New vehicle replacements for:
  • Mobile plant under 2 years old
  • Motor vehicles under 3 years old
  • Ability to adjust your excess and save premium
  • Cover for accessories such as chains, tarps, and personal effects
  • Trauma counselling
  • Emergency accommodation
  • Dry hire
  • Appreciation/Escalation of Mobile Plant Value

Comprehensive Downtime Cover

Our downtime cover looks after your business expenses when your vehicle is off the road due to an accident.

  • Automatic cover of $500 per week for up to 4 weeks (1 week excess applies)
  • Includes ability to personalize your cover by:
  • Extending the period of cover
  • Tailoring the amount of money you require per week

Access to our Breakdown Service

All our Equipment and Machinery Insurance products provide a basic level of roadside breakdown and mechanic assistance services up to $300.

Why choose Yellow Cover Equipment and Machinery Insurance?

  • 24/7 customer case support

    Our customer care team are there for you 24/7, 365 days a year to help you when you need us most.

  • Equipment specialists

    Our service providers meet strict guidelines and have been vetted and selected by our team of experts.

  • Downtime cover

    Our downtime cover looks after your business expenses when equipment is out of action. Automatic cover of $500 per week for up to 4 weeks!

  • National coverage and reach

    Whenever you need, wherever you are around Australia, Yellow Cover Breakdown Cover is available 24 hrs a day, 7 days a week.

Insurance claims 24 hours a day, 7 days a week